The world’s leading magazine Global Banking & Finance Review awarded Halkbank AD Skopje with the “Best SME Bank in Macedonia for 2017”.“Global Banking & Finance Review” is the leading online and printed magazine created as a result of the growing need for objective informing and supplying of quality, timely and independent information within the financial community.
The experienced associates of this magazine provide this quality and perform detailed analysis, supplying major players and key figures with the latest information within the financial sector. The awarding of Halkbank AD Skopje with the “Best SME Bank in Macedonia for 2017” is one more confirmation of the quality of the services offered by the Bank, and its contribution in providing adequate support for one of the most important engines of the country’s economic development, the small and medium enterprises.
The progressive and successful marketing strategy that the Bank has implemented over the years contributes for a continuous growth of the loan portfolio of SMEs and corporate loans, whereupon in 2016, the total amount of loans disbursed to companies reached EUR 271.2 million with a total number of 1,215 companies served. Out of this number, 48 are large corporate clients with disbursed loans amounting EUR 125.6 million, while the remaining 1,167 are small and medium-sized enterprises with disbursed loans amounting EUR 145.6 million.
The daily activities of the Bank, as well as the strategic plans are guided by the aim of encouraging assistance and support of the Macedonian economy, providing resources for productive Macedonia. A prove for this are the numerous built relationships with international financial institutions through which the Bank provides funds for supporting the national economy. Thanks to the long-standing cooperation with the largest international financial institutions, Halkbank AD Skopje uses several credit lines that have different purpose and development goals.
In cooperation with The Macedonian Bank for Development and Promotion (MBDP), Halkbank provides two credit lines for financing fixed assets and working capital needs of small and medium enterprises registered in the Republic of Macedonia and priority projects, such as: the credit line from the European Investment Bank (EIB) and KFW credit line. Through the European Bank for Reconstruction and Development (EBRD), Halkbank provides funds with favorable conditions for legal entities with commercial-financial transactions (import-export of goods).
On the other hand, as a result of the long-standing cooperation with the European Fund for Southeast Europe (EFSE), Halkbank AD Skopje offers adequately structured products for financincial investment projects of small and medium enterprises, as well as housing loans for the individuals.
As a socially responsible company that takes care for the environment, Halkbank in cooperation with the Green for Growth Fund (GGF) on the Macedonian market provides funds with favorable conditions for financing eco-projects, projects in the field of energy efficiency and renewable energy sources. The eco-loans are of supreme importance for the preservation of the environment. These funds are usually used for financing energy-efficient projects in the Macedonian companies and the Macedonian households in order to achieve lower energy consumption, as well as for investments in agriculture.
All this information and figures declare the Bank’s success and confirm the Bank’s vision “to be the regional leading SME Bank capable of fulfilling all the requirements of universal banking while affirming a strong presence in retail services”.
In parallel with these activities, Halkbank AD Skopje is continuously making investments in direction of improving and facilitating the services for the citizens. The investments in the past years are consisted of investments in contactless technology, investment in completely new e-banking and mobile banking for individuals and legal entities, online applications, investment in ERP system and many other processes, in order to simplify the everyday banking transactions of the clients, while ensuring a high level of security.
This award will be an additional motivation for Halkbank AD Skopje to continue to work as a professional partner of corporate and SMEs in the country and to continue to work towards increasing the customer satisfaction. We, as a Bank, are always on disposal for our customers. Together with our proficient and dedicated team, and the strong management system in the Bank, we continue to expand our relationships with the SMEs and the corporate clients and together to develop new opportunities.
Category: Member News